Insurance and Rehab
If you are struggling with addiction, and you finally find the courage to reach out for help, the last thing you need is to get mired in the finances of addiction treatment. The most important thing is that you have made the right choice. One that will save your life in the short term and offer you hope for the long haul.
But good addiction treatment has a financial cost. Here we want to go over your insurance options if you are looking for alcohol or drug rehab options in Austin.
Does Insurance Cover Drug Rehab in Austin?
Yes. Most medical insurance companies cover (at least a portion of) the cost of drug rehab treatment. However, the extent of the coverage depends on the severity of the addiction, the type of insurance, and the addiction treatment center you choose.
While some insurance companies cover the entire cost of drug and alcohol addiction treatment, others have a co-pay system, which means you pay part of the treatment cost out-of-pocket.
Types of Insurance Accepted by Drug Rehab Centers
Generally, there are two types of insurance. Fortunately, both cover part or the entire cost of treatment for addiction or mental health disorders. The two types are:
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Public Insurance for Drug Rehab (Medicaid Insurance):
This type of coverage is government subsidized. While it’s available for everyone, it is typically meant for those who don’t have private insurance. The premiums for this type of insurance are more affordable and rarely have deductibles or a co-pay structure.
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Private Insurance for Drug Rehab:
Provided by employers and private insurance companies, private insurance tends to be more expensive. However, more drug rehab centers can accept this type of insurance, and there tend to be fewer out-of-pocket expenses.
The difference? Public insurance allows access to more affordable rehab centers while private insurance covers inpatient and outpatient treatment, luxury rehabs, and holistic treatment centers on the higher end.
Does My Health Insurance Cover Alcohol or Drug Rehab in Austin?
You can find out if your insurance covers rehab in several ways. The first is simply reviewing your policy documents. Typically, these detail the treatments your specific insurance covers. As well, you can speak to your HR rep (if your insurance is provided by your employer), or more easily, log on to your provider portal and see what is covered.
However, we understand that insurance policies tend to seem like a maze of words and fine print. And you may not want to talk to human resources for privacy reasons.
Another option is you can call your insurance provider and ask. They will explain your options. But often they will need to know what treatment center you are considering, what treatments you need (detox, residential treatment, outpatient), and how long your treatment will be.
This is one reason our clients find it easier to call us first. We work with potential clients, help them understand the entire process, and often do a lot of the leg work. We help them understand what is covered and how to take the next step.
Don’t Let the Cost Hold You Back
At Heartwood Recovery, we care about your recovery. Whether you get treatment with us or somewhere else, you have options. We will help you understand what they are. Contact us today.
The most important truth is that you have gotten this far. You are researching. You are taking steps. Don’t let the unknown aspect hold you back from changing your life.
At Heartwood Recovery drug rehab in Austin, we are ready to take some of this off your hands. Call us today, and we will let you know if you are a fit for our program. Our rehab admissions process is simple and straightforward. If you are not a fit, we will let you know your options for finding the right treatment.
